Retirement is inevitable. It is a fact of life you may not be able to work in your career as long as you wish or desire. People are taught your typical investment strategies, from 401K to IRA, Roth IRA, Stocks, bonds, just to name a few that are available… However, let’s look at a few things to consider when investing for your retirement so that you can enjoy those “Golden Years.”
- Self Direct IRA- Investopedia says a Self-Direct IRA is
A self-directed individual retirement account (SDIRA) is an individual retirement account (IRA) in which the investor is in charge of making all the investment decisions.
FINRA/NASAA Series 65: Section 8 Corporate Bonds. In this section four types of corporate bonds: secured, unsecured, convertible and zero-coupon bonds.
FINRA Series 6 Exam Study Guide – Municipal Bonds. In this section Types of Municipal Bonds: 1) General Obligation 2) Revenue Bonds.
- Other Securities—- Options, Stocks, Commodities, Derivatives, Notes, Tax Deeds, Receivable Funding, transactional funding
- Arbitrage- According to Investopedia:
Arbitrage is the simultaneous purchase and sale of an asset in order to profit from a difference in the price.
- Non-Traditional Security and Revenue Streams- Turn Around Business investment, Equipment finance, Mortgage Finance, Distressed Assets, Mergers, Class c/d Paper Securities Not covered or listed, tax deeds, short term finance.
Self Direct IRA-
These are Individual Retirement Accounts that are self-directed, and held in a Trust type of 3rd party administration, where the Individual on the account directs the investments on their behalf. The 3rd party administers the investments as a Trustee to the funds.
These are great for the individuals that wish to pursue non-traditional and traditional investment at their direction instead of relying on the institutional firms to direct investment for their clients at the clients expenses.
Using a Top Firm known for administering SDIRA is the best course of action. Make sure you follow their instructions for investments and how they should administer over the life of the investment.
Bonds- Corporate and Government
secured, unsecured, convertible and zero-coupon bonds
A secured bond is a type of bond that is secured by the issuer’s pledge of a specific asset, which is a form of collateral on the loan. In the event of a default, the bondissuer passes title of the asset onto the bondholders.
Unsecured Bonds. Unsecured bonds are not secured by a specific asset, but rather by “the full faith and credit” of the issuer. In other words, the investor has the issuer’s promise to repay but has no claim on specific collateral.Jul 1, 2017
A convertible bond is a type of debt security that can be converted into a predetermined amount of the underlying company’s equity at certain times during the bond’s life, usually at the discretion of the bondholder..
A zero–coupon bond is a debt security that doesn’t pay interest (a coupon) but is traded at a deep discount, rendering profit at maturity when the bond is redeemed for its full face value.
A corporate bond is a debt security issued by a corporation and sold to investors. The backing for thebond is usually the payment ability of the company, which is typically money to be earned from future operations. In some cases, the company’s physical assets may be used as collateral for bonds.
Municipal bonds (or “munis” for short) are debt securities issued by states, cities, counties and other governmental entities to fund day-to-day obligations and to finance capital projects such as building schools, highways or sewer systems.
Is the buying and selling between markets to capitalize on price differences……..Arbitrage covers anything ……however in the financial realm, it is considered the immediate buying and selling of investments between markets. This difference is the spread, or profit……….
Buying a Bankrupt Company, to liquidate— Arbitrage
Wholesale to Retail- Arbitrage
Investing to public disclose a holding, Disclosure creates buy, Value increase—Arbitrage
Buying a Carrier Competitor, Strip Assets, resell to public through a prolonged liquidation period after they are profitable—-Arbitrage
Non-traditional asset you should consider for investment and retirement:
- Tax Deeds
- 1 st and 2nd mortgage positions
- Accounts Factoring
- Distressed Assets
- Real Estate
- Auto Finance
- Aircraft Finance
- Private Corporate Investing
- Private Corporate Funding
- Individual Funding
- Options–Public and Private
- Gold and Silver
- Precious Stones
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